.bert-tl{--bert-navy:#0b1d31;--bert-navy-2:#12324f;--bert-navy-3:#1c4568;--bert-red:#8f1d2c;--bert-red-2:#b12b3c;--bert-gold:#c6a15b;--bert-gold-soft:#efe3c8;--bert-ink:#17202a;--bert-muted:#5e6974;--bert-paper:#fff;--bert-ivory:#f7f4ee;--bert-blue-soft:#eef4f8;--bert-red-soft:#fbf0f2;--bert-gold-wash:#fbf7ed;--bert-green:#168c4d;--bert-line:#dde3e8;--bert-shadow:0 20px 55px rgba(11,29,49,.12);--bert-shadow-soft:0 12px 28px rgba(11,29,49,.065);--bert-radius:20px;--bert-radius-sm:12px;color:var(--bert-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:18px;line-height:1.78;max-width:1280px;margin:0 auto;background:var(--bert-paper);position:relative;isolation:isolate}.bert-tl *,.bert-tl *:before,.bert-tl *:after{box-sizing:border-box}.bert-tl img{max-width:100%;height:auto}.bert-tl a{color:var(--bert-red);text-decoration-thickness:1px;text-underline-offset:3px}.bert-tl a:hover,.bert-tl a:focus{color:var(--bert-navy-2)}.bert-tl :focus-visible{outline:3px solid rgba(198,161,91,.62);outline-offset:3px}.bert-tl h1,.bert-tl h2,.bert-tl h3,.bert-tl h4{font-family:Georgia,"Times New Roman",serif;color:var(--bert-navy);line-height:1.2;margin-top:0;letter-spacing:-.02em}.bert-tl h1{font-size:clamp(2.75rem,6vw,5.55rem);color:#fff;max-width:900px;margin-bottom:24px}.bert-tl h2{font-size:clamp(2rem,4vw,3.35rem);margin-bottom:28px}.bert-tl h3{font-size:clamp(1.35rem,2.5vw,2rem);margin-top:46px;margin-bottom:18px}.bert-tl h4{font-size:1.28rem;margin-bottom:10px}.bert-tl p{margin:0 0 22px}.bert-tl ul,.bert-tl ol{margin-top:0;margin-bottom:24px}.bert-tl li{margin-bottom:7px}.bert-tl sup a{font-size:.78rem;font-weight:800;text-decoration:none}.bert-tl__progress{position:fixed;inset:0 0 auto 0;height:4px;z-index:99999;pointer-events:none;background:rgba(255,255,255,.25)}.bert-tl__progress span{display:block;width:0;height:100%;background:linear-gradient(90deg,var(--bert-gold),var(--bert-red-2));transition:width .08s linear}.bert-tl__hero{color:#fff;padding:clamp(42px,7vw,90px);background:radial-gradient(circle at 86% 12%,rgba(198,161,91,.22),transparent 28%),linear-gradient(135deg,rgba(11,29,49,.99),rgba(18,50,79,.97));border-radius:0 0 34px 34px;overflow:hidden;position:relative;box-shadow:var(--bert-shadow)}.bert-tl__hero:after{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(255,255,255,.08);border-radius:50%;right:-170px;bottom:-210px;box-shadow:0 0 0 50px rgba(255,255,255,.025),0 0 0 100px rgba(255,255,255,.02)}.bert-tl__hero-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(280px,.75fr);gap:clamp(34px,6vw,80px);align-items:start;position:relative;z-index:2}.bert-tl__brand{font-family:Georgia,"Times New Roman",serif;font-size:1.25rem;margin-bottom:2px!important;color:#fff}.bert-tl__edition,.bert-tl__kicker,.bert-tl__eyebrow,.bert-tl__section-label,.bert-tl__card-tag,.bert-tl__panel-label{text-transform:uppercase;letter-spacing:.14em;font-size:.74rem;font-weight:850}.bert-tl__edition{color:var(--bert-gold-soft);margin-bottom:42px!important}.bert-tl__kicker{display:inline-flex;color:#fff;border:1px solid rgba(255,255,255,.26);border-radius:999px;padding:7px 13px;margin-bottom:18px!important}.bert-tl__subtitle{font-size:clamp(1.12rem,2vw,1.45rem);max-width:850px;color:rgba(255,255,255,.88);line-height:1.56}.bert-tl__hero-note{max-width:850px;margin-top:34px;padding:22px 24px;border-left:4px solid var(--bert-gold);background:rgba(255,255,255,.075);border-radius:0 var(--bert-radius-sm) var(--bert-radius-sm) 0;color:rgba(255,255,255,.92)}.bert-tl__hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.bert-tl__hero-aside{display:grid;gap:12px}.bert-tl__stat{padding:19px 20px;background:rgba(255,255,255,.085);border:1px solid rgba(255,255,255,.13);border-radius:16px;backdrop-filter:blur(8px)}.bert-tl__stat-number{display:inline-block;font-family:Georgia,"Times New Roman",serif;font-size:2rem;line-height:1;font-weight:800;color:#fff}.bert-tl__stat-unit{margin-left:7px;color:var(--bert-gold-soft);text-transform:uppercase;letter-spacing:.08em;font-size:.68rem;font-weight:900}.bert-tl__stat p{margin:8px 0 0;color:rgba(255,255,255,.79);font-size:.88rem;line-height:1.45}.bert-tl__meta{position:relative;z-index:2;display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:46px;padding-top:23px;border-top:1px solid rgba(255,255,255,.16);color:rgba(255,255,255,.76);font-size:.82rem}.bert-tl__button{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:12px 20px;border-radius:12px;font-weight:800;text-decoration:none!important;transition:transform .2s ease,background .2s ease,color .2s ease,border-color .2s ease,box-shadow .2s ease}.bert-tl__button:hover{transform:translateY(-2px)}.bert-tl__button--primary,.bert-tl__button--contact{color:#fff!important;background:linear-gradient(135deg,var(--bert-red),var(--bert-red-2));box-shadow:0 10px 24px rgba(143,29,44,.25)}.bert-tl__button--primary:hover,.bert-tl__button--contact:hover{background:linear-gradient(135deg,#a72436,#c13b4d);color:#fff!important}.bert-tl__button--ghost,.bert-tl__button--outline-light{color:#fff!important;border:1px solid rgba(255,255,255,.48);background:rgba(255,255,255,.04)}.bert-tl__button--light{color:var(--bert-navy)!important;background:#fff}.bert-tl__button--whatsapp{color:#fff!important;background:var(--bert-green);border:1px solid var(--bert-green);box-shadow:0 10px 24px rgba(22,140,77,.23)}.bert-tl__button--whatsapp:hover{color:#fff!important;background:#11733f}.bert-tl__content{padding:0 clamp(12px,3vw,34px)}.bert-tl__section{scroll-margin-top:40px;margin:0 auto;padding:clamp(48px,7vw,84px) clamp(12px,4vw,60px);max-width:1080px;border-bottom:1px solid var(--bert-line)}.bert-tl__section:last-child{border-bottom:0}.bert-tl__section-label,.bert-tl__eyebrow,.bert-tl__card-tag,.bert-tl__panel-label{color:var(--bert-red)}.bert-tl__section-label{margin-bottom:9px}.bert-tl__lead,.bert-tl__intro{font-size:1.18rem;line-height:1.72;color:#263746}.bert-tl__section--summary{margin-top:28px;padding:clamp(34px,5vw,58px);background:linear-gradient(135deg,#f4f7fa,#fff);border:1px solid #d9e3eb;border-radius:var(--bert-radius)}.bert-tl__section--service{max-width:1160px;background:var(--bert-ivory);border:1px solid #e7decf;border-radius:var(--bert-radius);margin-top:36px;margin-bottom:36px}.bert-tl__section--dark{max-width:1160px;background:linear-gradient(135deg,var(--bert-navy),var(--bert-navy-2));color:#fff;border:0;border-radius:var(--bert-radius);margin-top:36px;margin-bottom:36px}.bert-tl__section--dark h2,.bert-tl__section--dark h3,.bert-tl__section--dark h4{color:#fff}.bert-tl__toc{margin:42px auto;max-width:1120px;padding:clamp(28px,4vw,46px);background:var(--bert-ivory);border:1px solid #ebe4d6;border-radius:var(--bert-radius)}.bert-tl__toc-heading{display:flex;justify-content:space-between;gap:24px;align-items:end;margin-bottom:22px;border-bottom:1px solid #ded4c1}.bert-tl__toc-heading h2{font-size:2rem;margin-bottom:18px}.bert-tl__toc ol{columns:2;column-gap:46px;margin:0;padding-left:24px}.bert-tl__toc li{break-inside:avoid;margin:0 0 8px;color:var(--bert-navy)}.bert-tl__toc a{color:var(--bert-navy);font-size:.94rem;font-weight:750;text-decoration:none}.bert-tl__toc a:hover,.bert-tl__toc a.is-active{color:var(--bert-red)}.bert-tl__notice{margin:32px 0;padding:22px 24px;border-left:5px solid var(--bert-navy-3);background:var(--bert-blue-soft);border-radius:0 var(--bert-radius-sm) var(--bert-radius-sm) 0}.bert-tl__notice--red{border-left-color:var(--bert-red);background:var(--bert-red-soft)}.bert-tl__notice--gold{border-left-color:var(--bert-gold);background:var(--bert-gold-wash)}.bert-tl__notice--green{border-left-color:#23745a;background:#edf7f3}.bert-tl__quote{margin:38px 0;padding:28px 30px;border:0;border-left:6px solid var(--bert-red);background:var(--bert-navy);color:#fff;border-radius:0 var(--bert-radius) var(--bert-radius) 0;font-family:Georgia,"Times New Roman",serif;font-size:1.28rem;line-height:1.58}.bert-tl__quote--gold{border-left-color:var(--bert-gold)}.bert-tl__cards{display:grid;gap:18px;margin:30px 0}.bert-tl__cards--2{grid-template-columns:repeat(2,minmax(0,1fr))}.bert-tl__cards--3{grid-template-columns:repeat(3,minmax(0,1fr))}.bert-tl__cards--4{grid-template-columns:repeat(4,minmax(0,1fr))}.bert-tl__card{padding:25px;border:1px solid var(--bert-line);border-radius:var(--bert-radius-sm);background:#fff;box-shadow:var(--bert-shadow-soft)}.bert-tl__card--accent{border-top:4px solid var(--bert-red)}.bert-tl__card--gold{border-top:4px solid var(--bert-gold);background:linear-gradient(180deg,#fff,#fcfaf5)}.bert-tl__card--navy{border:0;background:linear-gradient(145deg,var(--bert-navy),var(--bert-navy-2));color:#fff}.bert-tl__card--navy h3,.bert-tl__card--navy h4{color:#fff}.bert-tl__card--navy .bert-tl__card-tag{color:var(--bert-gold-soft)}.bert-tl__card p{margin-bottom:0;font-size:.94rem;line-height:1.62;color:var(--bert-muted)}.bert-tl__card--navy p{color:rgba(255,255,255,.8)}.bert-tl__number-band{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;margin:36px 0;overflow:hidden;border-radius:var(--bert-radius);background:#d8e0e6;border:1px solid #d8e0e6}.bert-tl__number-item{min-height:160px;padding:28px 24px;background:#fff}.bert-tl__number-value{display:block;color:var(--bert-red);font-family:Georgia,"Times New Roman",serif;font-size:2.15rem;font-weight:800;line-height:1.05}.bert-tl__number-label{display:block;margin-top:10px;color:var(--bert-muted);font-size:.88rem;line-height:1.45}.bert-tl__table-wrap{margin:32px 0;overflow-x:auto;border:1px solid var(--bert-line);border-radius:var(--bert-radius-sm)}.bert-tl__table{width:100%;min-width:740px;border-collapse:collapse;font-size:.91rem;background:#fff}.bert-tl__table th{background:var(--bert-navy);color:#fff;text-align:left;padding:16px;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em}.bert-tl__table td{padding:16px;vertical-align:top;border-bottom:1px solid var(--bert-line);line-height:1.55}.bert-tl__table tr:last-child td{border-bottom:0}.bert-tl__table tbody tr:nth-child(even){background:#f8fafb}.bert-tl__timeline{position:relative;margin:36px 0;padding-left:34px}.bert-tl__timeline:before{content:"";position:absolute;left:9px;top:10px;bottom:10px;width:2px;background:linear-gradient(var(--bert-red),var(--bert-gold))}.bert-tl__timeline-step{position:relative;margin:0 0 24px;padding:22px 24px;background:#fff;border:1px solid var(--bert-line);border-radius:var(--bert-radius-sm);box-shadow:var(--bert-shadow-soft)}.bert-tl__timeline-step:before{content:"";position:absolute;left:-31px;top:28px;width:15px;height:15px;border-radius:50%;background:var(--bert-red);border:4px solid #fff;box-shadow:0 0 0 1px var(--bert-red)}.bert-tl__timeline-step h3,.bert-tl__timeline-step h4{margin:0 0 8px}.bert-tl__timeline-step p{margin:0;color:var(--bert-muted)}.bert-tl__checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 22px;margin:28px 0;padding:0;list-style:none}.bert-tl__checklist li{position:relative;margin:0;padding:14px 16px 14px 44px;background:#fff;border:1px solid var(--bert-line);border-radius:10px}.bert-tl__checklist li:before{content:"✓";position:absolute;left:15px;top:12px;color:#23745a;font-weight:900}.bert-tl__faq{display:grid;gap:12px;margin:30px 0}.bert-tl__faq-item{border:1px solid var(--bert-line);border-radius:var(--bert-radius-sm);background:#fff;overflow:hidden;box-shadow:0 8px 20px rgba(11,29,49,.04)}.bert-tl__faq-item summary{position:relative;cursor:pointer;list-style:none;padding:20px 56px 20px 22px;color:var(--bert-navy);font-weight:800;line-height:1.45}.bert-tl__faq-item summary::-webkit-details-marker{display:none}.bert-tl__faq-item summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);color:var(--bert-red);font-size:1.55rem;font-weight:500}.bert-tl__faq-item[open] summary:after{content:"–"}.bert-tl__faq-answer{padding:0 22px 20px;color:var(--bert-muted)}.bert-tl__faq-answer p:last-child{margin-bottom:0}.bert-tl__sources{counter-reset:bert-source;padding:0;list-style:none}.bert-tl__sources li{counter-increment:bert-source;position:relative;padding:15px 15px 15px 52px;margin:0 0 10px;border:1px solid var(--bert-line);border-radius:10px;background:#fff;overflow-wrap:anywhere}.bert-tl__sources li:before{content:counter(bert-source);position:absolute;left:14px;top:13px;width:26px;height:26px;display:grid;place-items:center;border-radius:50%;background:var(--bert-navy);color:#fff;font-size:.75rem;font-weight:900}.bert-tl__author{display:grid;grid-template-columns:86px 1fr;gap:22px;align-items:center;padding:28px;border:1px solid #d9e3eb;background:linear-gradient(135deg,#f7fafc,#fff);border-radius:var(--bert-radius)}.bert-tl__author-mark{width:86px;height:86px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(145deg,var(--bert-navy),var(--bert-navy-3));color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:1.35rem;border:4px solid var(--bert-gold-soft)}.bert-tl__author h3{margin:0 0 6px}.bert-tl__author p{margin:0;color:var(--bert-muted)}.bert-tl__cta{max-width:1160px;margin:38px auto 10px;padding:clamp(34px,5vw,60px);display:grid;grid-template-columns:minmax(0,1fr) minmax(220px,300px);gap:34px;align-items:center;color:#fff;border-radius:var(--bert-radius);background:radial-gradient(circle at 90% 0,rgba(198,161,91,.22),transparent 34%),linear-gradient(135deg,var(--bert-navy),var(--bert-navy-2));box-shadow:var(--bert-shadow)}.bert-tl__cta h2,.bert-tl__cta h3{color:#fff;margin-bottom:14px}.bert-tl__cta p{color:rgba(255,255,255,.82);margin-bottom:0}.bert-tl__cta-buttons{display:flex;flex-direction:column;gap:11px}.bert-tl__cta-buttons .bert-tl__button{width:100%}.bert-tl__floating-whatsapp{position:fixed;right:22px;bottom:22px;z-index:99990;display:flex;align-items:center;gap:10px;min-height:52px;padding:8px 16px 8px 8px;color:#fff!important;background:#168c4d;border-radius:999px;text-decoration:none!important;box-shadow:0 14px 34px rgba(0,0,0,.22);font-weight:800;transition:transform .2s ease,box-shadow .2s ease}.bert-tl__floating-whatsapp:hover{color:#fff!important;transform:translateY(-2px);box-shadow:0 18px 40px rgba(0,0,0,.28)}.bert-tl__floating-whatsapp-icon{width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:rgba(255,255,255,.18);font-size:.72rem;letter-spacing:.02em}.bert-tl__floating-whatsapp-text{white-space:nowrap}body.bert-tl-hide-duplicate-toc.single-post aside:has(.toc_title),body.bert-tl-hide-duplicate-toc.single-post nav:has(.toc_title),body.bert-tl-hide-duplicate-toc.single-post section:has(.toc_title),body.bert-tl-hide-duplicate-toc.single-post div:has(>.toc_title){display:none!important}body.bert-tl-hide-duplicate-toc.single-post .toc_title,body.bert-tl-hide-duplicate-toc.single-post .toc_title~*{display:none!important}body.bert-tl-hide-theme-header .bert-tl-theme-header-hidden,body.bert-tl-hide-single-featured .bert-tl-featured-hidden{display:none!important}body.bert-tl-active.single-post .entry-content>.bert-tl,body.bert-tl-active.single-post .post-content>.bert-tl,body.bert-tl-active.page .entry-content>.bert-tl,body.bert-tl-active.page .post-content>.bert-tl{margin-left:auto;margin-right:auto}@media (max-width:980px){.bert-tl__hero-grid{grid-template-columns:1fr}.bert-tl__hero-aside{grid-template-columns:repeat(2,minmax(0,1fr))}.bert-tl__cards--4{grid-template-columns:repeat(2,minmax(0,1fr))}.bert-tl__cards--3{grid-template-columns:repeat(2,minmax(0,1fr))}.bert-tl__number-band{grid-template-columns:repeat(2,minmax(0,1fr))}.bert-tl__cta{grid-template-columns:1fr}.bert-tl__cta-buttons{flex-direction:row;flex-wrap:wrap}.bert-tl__cta-buttons .bert-tl__button{width:auto;flex:1 1 220px}}@media (max-width:720px){.bert-tl{font-size:16px}.bert-tl__hero{padding:38px 22px 44px;border-radius:0 0 24px 24px}.bert-tl__edition{margin-bottom:28px!important}.bert-tl__hero-aside{grid-template-columns:1fr}.bert-tl__hero-actions{flex-direction:column}.bert-tl__button{width:100%}.bert-tl__meta{display:grid;gap:5px}.bert-tl__toc{margin:26px 0;padding:24px 20px}.bert-tl__toc-heading{display:block}.bert-tl__toc ol{columns:1}.bert-tl__section{padding:42px 8px}.bert-tl__section--summary,.bert-tl__section--service,.bert-tl__section--dark{padding:30px 22px}.bert-tl__cards--2,.bert-tl__cards--3,.bert-tl__cards--4{grid-template-columns:1fr}.bert-tl__number-band{grid-template-columns:1fr}.bert-tl__checklist{grid-template-columns:1fr}.bert-tl__author{grid-template-columns:1fr;text-align:center}.bert-tl__author-mark{margin:0 auto}.bert-tl__cta{padding:32px 22px}.bert-tl__cta-buttons{flex-direction:column}.bert-tl__cta-buttons .bert-tl__button{width:100%}.bert-tl__floating-whatsapp{right:14px;bottom:14px;padding-right:10px}.bert-tl__floating-whatsapp-text{display:none}}@media (prefers-reduced-motion:reduce){.bert-tl *,.bert-tl *:before,.bert-tl *:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media print{.bert-tl__progress,.bert-tl__floating-whatsapp,.bert-tl__hero-actions,.bert-tl__cta-buttons{display:none!important}.bert-tl{max-width:none;font-size:11pt;color:#000}.bert-tl__hero,.bert-tl__section--dark,.bert-tl__cta{color:#000;background:#fff;box-shadow:none;border:1px solid #bbb}.bert-tl__hero h1,.bert-tl__section--dark h2,.bert-tl__cta h2{color:#000}.bert-tl__section{break-inside:avoid-page}}.bert-tl__hero,.bert-tl__hero p,.bert-tl__hero span,.bert-tl__hero li,.bert-tl__hero strong,.bert-tl__stat,.bert-tl__stat p,.bert-tl__quote,.bert-tl__quote *,.bert-tl__section--dark,.bert-tl__section--dark *,.bert-tl__cta,.bert-tl__cta p,.bert-tl__contact,.bert-tl__contact p,.bert-tl__contact li,.bert-tl__contact strong,.bert-tl__cta-inline,.bert-tl__cta-inline p,.bert-tl__cta-inline strong{-webkit-text-fill-color:currentColor !important;text-shadow:none !important;opacity:1 !important}.bert-tl__hero h1,.bert-tl__hero h2,.bert-tl__hero h3,.bert-tl__hero h4,.bert-tl__hero strong,.bert-tl__quote,.bert-tl__quote *,.bert-tl__section--dark h2,.bert-tl__section--dark h3,.bert-tl__section--dark h4,.bert-tl__cta h2,.bert-tl__cta h3,.bert-tl__contact h2,.bert-tl__contact h3,.bert-tl__cta-inline h2,.bert-tl__cta-inline h3{color:#fff !important;-webkit-text-fill-color:#fff !important}.bert-tl__hero p,.bert-tl__hero li,.bert-tl__meta,.bert-tl__contact p,.bert-tl__contact li,.bert-tl__cta p,.bert-tl__cta-inline p{color:rgba(255,255,255,.84) !important;-webkit-text-fill-color:rgba(255,255,255,.84) !important}.bert-tl__button{border-radius:12px}.bert-tl__button--contact{color:#fff !important;-webkit-text-fill-color:#fff !important;background:linear-gradient(135deg,var(--bert-red),#b82f42);border:1px solid rgba(255,255,255,.12);box-shadow:0 10px 24px rgba(143,29,44,.28)}.bert-tl__button--contact:hover,.bert-tl__button--contact:focus{color:#fff !important;-webkit-text-fill-color:#fff !important;background:linear-gradient(135deg,#a72436,#c13b4d)}.bert-tl__button--whatsapp{color:#fff !important;-webkit-text-fill-color:#fff !important;background:var(--bert-green) !important;border-color:var(--bert-green) !important}.bert-tl__matrix-wrap{margin:32px 0;overflow-x:auto;border:1px solid var(--bert-line);border-radius:var(--bert-radius-sm)}.bert-tl__matrix{width:100%;min-width:740px;border-collapse:collapse;font-size:.91rem;background:#fff}.bert-tl__matrix th{background:var(--bert-navy);color:#fff !important;-webkit-text-fill-color:#fff !important;text-align:left;padding:16px;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em}.bert-tl__matrix td{padding:16px;vertical-align:top;border-bottom:1px solid var(--bert-line);line-height:1.55}.bert-tl__matrix tr:last-child td{border-bottom:0}.bert-tl__matrix tbody tr:nth-child(even){background:#f8fafb}.bert-tl__number-band:has(>div:not(.bert-tl__number-item)){grid-template-columns:repeat(3,minmax(0,1fr));background:var(--bert-navy);border-color:var(--bert-navy)}.bert-tl__number-band>div:not(.bert-tl__number-item){min-height:145px;padding:26px;background:var(--bert-navy);color:#fff !important;-webkit-text-fill-color:#fff !important}.bert-tl__number-band>div:not(.bert-tl__number-item) span{display:block;color:#fff !important;-webkit-text-fill-color:#fff !important;font-family:Georgia,"Times New Roman",serif;font-size:1.75rem;font-weight:800;line-height:1.12}.bert-tl__number-band>div:not(.bert-tl__number-item) small{display:block;margin-top:9px;color:rgba(255,255,255,.78) !important;-webkit-text-fill-color:rgba(255,255,255,.78) !important;line-height:1.45}.bert-tl__risk-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:28px 0}.bert-tl__risk{position:relative;min-height:150px;padding:26px 25px 25px 72px;border-radius:var(--bert-radius-sm);background:linear-gradient(145deg,#f6f9fb,#fff);border:1px solid var(--bert-line);box-shadow:var(--bert-shadow-soft)}.bert-tl__risk-icon{position:absolute;left:20px;top:24px;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--bert-red);color:#fff !important;-webkit-text-fill-color:#fff !important;font-size:.72rem;font-weight:900}.bert-tl__risk h4{margin:0 0 7px}.bert-tl__risk p{margin:0;color:var(--bert-muted);font-size:.91rem;line-height:1.56}.bert-tl__split{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:30px 0}.bert-tl__panel{padding:27px;border-radius:var(--bert-radius-sm);border:1px solid var(--bert-line)}.bert-tl__panel--good{background:#eef7f3;border-color:#cfe5dc}.bert-tl__panel--bad{background:#fbf0f2;border-color:#eccdd2}.bert-tl__panel p:last-child{margin-bottom:0}.bert-tl__pill-list{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 28px}.bert-tl__pill-list span{display:inline-flex;padding:8px 13px;border-radius:999px;background:#eef3f7;border:1px solid #dae4eb;color:var(--bert-navy);font-size:.83rem;font-weight:800}.bert-tl__timeline-item{position:relative;padding:0 0 26px 28px}.bert-tl__timeline-item:before{content:"";position:absolute;left:-31px;top:8px;width:13px;height:13px;border-radius:50%;background:var(--bert-red);box-shadow:0 0 0 5px #fff}.bert-tl__timeline-item>span{color:var(--bert-red);text-transform:uppercase;letter-spacing:.1em;font-size:.68rem;font-weight:900}.bert-tl__timeline-item h4{margin:4px 0 7px}.bert-tl__timeline-item p{margin:0;color:var(--bert-muted)}.bert-tl__process{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:34px 0}.bert-tl__process-step{padding:18px;border:1px solid var(--bert-line);border-radius:var(--bert-radius-sm);background:linear-gradient(180deg,#fff,#f8fafb);box-shadow:var(--bert-shadow-soft)}.bert-tl__process-step>span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--bert-red);color:#fff !important;-webkit-text-fill-color:#fff !important;font-weight:900}.bert-tl__process-step h4{margin:14px 0 8px;font-size:1.08rem}.bert-tl__process-step p{margin:0;font-size:.83rem;line-height:1.5;color:var(--bert-muted)}.bert-tl__service-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:34px 0}.bert-tl__service-grid article{padding:28px;background:linear-gradient(150deg,#fff,#f7f2e8);border:1px solid #e2d7c4;border-radius:var(--bert-radius-sm);box-shadow:var(--bert-shadow-soft)}.bert-tl__service-grid article>span{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--bert-navy);color:#fff !important;-webkit-text-fill-color:#fff !important;font-size:.75rem;font-weight:900}.bert-tl__service-grid h3{margin:15px 0 13px;font-size:1.45rem}.bert-tl__service-grid ul{margin:0;padding-left:20px}.bert-tl__service-grid li{margin-bottom:5px;font-size:.9rem}.bert-tl__cta-inline{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:32px;border-radius:var(--bert-radius);background:linear-gradient(135deg,var(--bert-navy),#173f62);color:#fff}.bert-tl__cta-inline h3{margin:7px 0 12px}.bert-tl__cta-inline p{margin:0}.bert-tl__scenario{margin:25px 0;padding:28px;border:1px solid var(--bert-line);border-left:5px solid var(--bert-gold);border-radius:var(--bert-radius-sm);background:linear-gradient(145deg,#fff,#f8fafb);box-shadow:var(--bert-shadow-soft)}.bert-tl__scenario-head{display:flex;gap:18px;align-items:flex-start;margin-bottom:14px}.bert-tl__scenario-head>span{flex:0 0 auto;padding:6px 10px;border-radius:999px;background:var(--bert-red);color:#fff !important;-webkit-text-fill-color:#fff !important;font-size:.68rem;font-weight:900;text-transform:uppercase;letter-spacing:.07em}.bert-tl__scenario-head h3{margin:0;font-size:1.45rem}.bert-tl__scenario-result{margin:16px 0 0 !important;padding-top:16px;border-top:1px solid var(--bert-line);color:var(--bert-navy)}.bert-tl__related{margin-top:46px;padding-top:32px;border-top:1px solid var(--bert-line)}.bert-tl__related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.bert-tl__related-grid a{display:block;padding:22px;border:1px solid #d5dfe7;border-left:5px solid var(--bert-red);border-radius:12px;color:var(--bert-navy);text-decoration:none;background:linear-gradient(145deg,#eef4f8,#fff);box-shadow:var(--bert-shadow-soft);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}.bert-tl__related-grid a:nth-child(even){border-left-color:var(--bert-gold);background:linear-gradient(145deg,#fbf7ed,#fff)}.bert-tl__related-grid a:hover{transform:translateY(-2px);border-color:var(--bert-gold);box-shadow:0 15px 32px rgba(11,29,49,.1)}.bert-tl__related-grid strong,.bert-tl__related-grid span{display:block}.bert-tl__related-grid span{margin-top:6px;color:var(--bert-muted);font-size:.83rem;line-height:1.45}.bert-tl__contact{margin:60px auto 32px;max-width:1160px;padding:clamp(34px,5vw,58px);border-radius:var(--bert-radius);display:grid;grid-template-columns:minmax(0,1.5fr) minmax(270px,.6fr);gap:40px;background:radial-gradient(circle at 90% 10%,rgba(198,161,91,.24),transparent 26%),linear-gradient(135deg,var(--bert-navy),#173f62);color:#fff;box-shadow:var(--bert-shadow)}.bert-tl__contact-card{padding:28px;border:1px solid rgba(255,255,255,.16);border-radius:var(--bert-radius-sm);background:rgba(255,255,255,.09)}.bert-tl__contact-card>span{font-size:2rem}.bert-tl__contact-card p{font-size:.9rem}.bert-tl__author-role{color:var(--bert-red) !important;font-weight:800}.bert-tl__ordered{margin:28px 0;padding-left:26px}.bert-tl__ordered li{margin-bottom:9px;padding-left:7px}.bert-tl__disclaimer{margin:28px auto;max-width:1160px;padding:22px;border-radius:var(--bert-radius-sm);background:#f2f5f7;border:1px solid #dfe5e9;color:var(--bert-muted);font-size:.84rem}.bert-tl__faq details:not(.bert-tl__faq-item){border:1px solid var(--bert-line);border-radius:var(--bert-radius-sm);background:linear-gradient(145deg,#fff,#f8fafb);overflow:hidden;box-shadow:0 8px 20px rgba(11,29,49,.04)}.bert-tl__faq details:not(.bert-tl__faq-item) summary{position:relative;cursor:pointer;list-style:none;padding:20px 56px 20px 22px;color:var(--bert-navy) !important;-webkit-text-fill-color:var(--bert-navy) !important;font-weight:800;line-height:1.45}.bert-tl__faq details:not(.bert-tl__faq-item) summary::-webkit-details-marker{display:none}.bert-tl__faq details:not(.bert-tl__faq-item) summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);color:var(--bert-red);font-size:1.55rem}.bert-tl__faq details:not(.bert-tl__faq-item)[open] summary:after{content:"–"}.bert-tl__faq details:not(.bert-tl__faq-item)>div{padding:0 22px 20px;color:var(--bert-muted)}.bert-tl-native-toc-hidden,body.bert-tl-hide-theme-header .bert-tl-theme-header-hidden,body.bert-tl-hide-single-featured .bert-tl-featured-hidden{display:none !important}body.bert-tl-hide-duplicate-toc.single-post aside:has(>.toc_title),body.bert-tl-hide-duplicate-toc.single-post nav:has(>.toc_title),body.bert-tl-hide-duplicate-toc.single-post section:has(>.toc_title),body.bert-tl-hide-duplicate-toc.single-post div:has(>.toc_title){display:none !important}body.bert-tl-hide-duplicate-toc.single-post .toc_title,body.bert-tl-hide-duplicate-toc.single-post .toc_title~*{display:none !important}@media (max-width:980px){.bert-tl__process{grid-template-columns:repeat(3,minmax(0,1fr))}.bert-tl__contact{grid-template-columns:1fr}}@media (max-width:720px){.bert-tl__risk-grid,.bert-tl__split,.bert-tl__service-grid,.bert-tl__related-grid,.bert-tl__process{grid-template-columns:1fr}.bert-tl__number-band:has(>div:not(.bert-tl__number-item)){grid-template-columns:1fr}.bert-tl__cta-inline,.bert-tl__scenario-head{display:block}.bert-tl__cta-inline .bert-tl__button{margin-top:20px}.bert-tl__contact{padding:32px 22px}}body.bert-tl-active.page .entry-content,body.bert-tl-active.page .post-content{max-width:none;width:100%}body.bert-tl-active.page .entry-content>.bert-tl,body.bert-tl-active.page .post-content>.bert-tl{width:100%}body.bert-tl-active.page.bert-tl-hide-theme-header header.entry-header,body.bert-tl-active.page.bert-tl-hide-theme-header .entry-header,body.bert-tl-active.page.bert-tl-hide-theme-header .page-title,body.bert-tl-active.page.bert-tl-hide-theme-header .entry-title,body.bert-tl-active.page.bert-tl-hide-theme-header .post-title,body.bert-tl-active.page.bert-tl-hide-theme-header .post-meta,body.bert-tl-active.page.bert-tl-hide-theme-header .entry-meta{display:none !important}.bert-tl--page .bert-tl__hero h1{max-width:980px}.bert-tl--contact-page .bert-tl__contact-card a{overflow-wrap:anywhere}body.bert-tl-hide-duplicate-toc.page aside:has(.toc_title),body.bert-tl-hide-duplicate-toc.page nav:has(.toc_title),body.bert-tl-hide-duplicate-toc.page section:has(.toc_title),body.bert-tl-hide-duplicate-toc.page div:has(>.toc_title){display:none!important}body.bert-tl-hide-duplicate-toc.page .toc_title,body.bert-tl-hide-duplicate-toc.page .toc_title~*{display:none!important}